How to beat Mis-Sellers. Want to know how to avoid mis-selling?

Despite the efforts to stamp it out, mis-selling continues. But we can avoid mis-selling. Want to know how? Get it in Writing – When an agent approaches you with promises of high returns. Ask him to write down his advise on paper and have him sign it. Jot down notes: Be methodical when you meet ...

Don’t fall into the Insurance Trap – Good LIC plans are closing soon

This is not about agents who sell expensive, unsuitable and unwanted. But this is about new kind of trap. Currently One big lie is that most of the best-selling plans from LIC are going to be discontinued or closed before 1st January 2014 after the new Irda guidelines come into effect. LIC Agents are spreading ...

Qualities of the Right Financial Advisor

Qualities of the Right Financial Advisor
I would first like to address the need of having a good financial advisor. The concept of financial advice is very closely co-related to investment planning. Good investment planning is very essential for wealth creation. Sadly not everyone is able to make good investment decisions which require a lot of time and lack expertise and ...

Herd Mentality vs Fundamentality 1

I would like to touch upon the prevalence of herd mentality amongst a large portion of Indian investors, wherein the investor to safeguard his wealth would follow the footsteps of what most of the others in his circle are doing. Such blind belief in copying others actions will just leads to having the same result ...